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Copyright ©2019 – 2636696 Ontario Inc o/a AgeRate  – All rights reserved.

TERMS OF SERVICE


In order to use any AGE RATE Service, you must agree to these Terms of Service. This is a legal contract that affects your rights and obligations. You should read this because any use of the Service signifies your acceptance of these Terms of Service.

DEFINITIONS

“AGE RATE” means 2636696 Ontario Inc. with its principal place of business based at 175 Longwood Rd S, Suite 301A Hamilton, ON L8P 0A1

“AGE RATE Research” – base for research purposes. AGE RATE Research only uses Epigenetic data and information reported by consenting users.

“Consent Document” – means AGE RATE’s official consent document permitting AGE RATE to collect your personal information for AGE RATE Research.

“R&D” means research and development based on the data obtained from its users. These activities include, among other things, the improvement of services,

“Services” means AGE RATE’s products, services, and website (including graphics, text, images, and other information displayed on the website) as accessed by users with an account or without one.

“Personal Information” is information about an individual, which includes information that can be used to identify you or find you on our website. AGE RATE gathers and keeps the following types of Personal Information:

“Aggregate Epigenetic and Self-Reported Information” means Epigenetic and Self-Reported Information that has been obtained from the user’s Registration Information and has been combined with data from other users in order to minimize the likelihood of exposing individual information while providing enough scientific evidence to be meaningful.

“Epigenetic Information” – Is data related to your DNA methylation profile, generated through the analysis of your blood or saliva by AGE RATE or by its contractors, successors, and assignees; or otherwise processed by and/or contributed to AGE RATE.

“Registration Information” is the personal information you provide when registering and/or purchasing our Services and products.

“Self-Reported Information” is your personal information, including medical conditions, sports-related information, ethnicity, family history, and other information that you enter into the surveys, forms, or features while using the AGE RATE website. Self-Reported Information is only used in AGE RATE Research if you indicate on the website can be used for AGE RATE research and you have provided consent through our Consent Document.

“User Content” is all other information provided by AGE RATE users not including Epigenetic Information and Self-Reported Information. This information is distributed publicly or privately, to or through AGE RATE.

“Web Behaviour Information” is information regarding how users make use of the AGE RATE website, which is collected through log files, cookies and web beacon technology. Please see our Cookie Policy for more details.

“Privacy Statement” has the meaning in Section 8 of these Terms of Service.

ACCEPTANCE OF TERMS

Your use of AGE RATE’s Services is subject to the terms defined in these Terms of Services (“TOS”). These TOS apply to any use of AGE RATE’s Services, including:

Submitting a blood or saliva sample for DNA extraction and analysis;

Providing a digital version of your Epigenetic Information and interpreting the analyzed data and information on the AGE RATE website; and/or

Registering and using a free AGE RATE account without providing a blood or saliva sample or Epigenetic Information.

To use AGE RATE’s Services, you must first agree to the TOS. You cannot use the Services if you do not accept the TOS. The TOS can be accepted by: (1) accepting or agreeing to the TOS (this option is available through AGE RATE for any Service); or (2) by using the Services.

For the second case, you accept and agree that AGE RATE will treat your use of the Services as implied acceptance of the TOS from that point onward. Some of the Services (both existing and new) may be subject to additional terms and/or conditions. When you first use these services, we will bring this to your attention. The terms for such services are subject to revision or change, like the rest of the TOS. When any such changes are made, we will provide notice as described in the TOS.

PREREQUISITES

Users who provide Epigenetic information must be (a) at least 19 years of age or have the written permission of a parent or guardian, and (b) lawfully able to use the Service under the laws where you reside. Users who do not provide Epigenetic information must be at least 13 years of age. The Service is not intended to be used by any individual younger than 13 years of age.

THE SERVICES

The Services include access to the AGE RATE website and its personal Epigenetic services, which include the collection, extraction, and analysis of your Epigenetic information, based on a blood or saliva sample or the electronic transmission of your Epigenetic information from other sources at your direction. Unless stated, each new feature that is added to the current Services will be subject to the TOS. You accept and agree that the Services are provided “AS-IS” and are based on the current state of Epigenetic research and technology used by AGE RATE when using the Services.

Scientific research is always changing and Epigenetic technology is always evolving, therefore, AGE RATE is always innovating in order to provide the best information to its users. You agree that the Services might change from time to time without any prior notice. As part of this continuing evolution of science, you accept and agree that AGE RATE might stop (permanently or temporarily) providing some Services (or features within the Services) to its users without prior notice.

You can stop using the Services at any time. You do not need to inform AGE RATE when you stop using the Services, unless you request to close your account. AGE RATE does not have any responsibility for the use of the Services outside the TOS terms or any other terms that apply.

In order to make use of the Services, you must have Internet access, directly or through devices that have access to web content, and you must pay any outside service fees associated with this access. You must also provide all the equipment necessary to connect to the Internet, which includes a computer and a modem or another access device. You agree that while AGE RATE does not have a set upper limit on the number of transmissions you send or receive through the Services, or the amount of storage space used for providing any Service, this fixed upper limit may be set by AGE RATE at any time at its sole discretion.

RISK AND CONSIDERATIONS

Limitations of Epigenetic Information

Epigenetic Information provides a limited window into your health and fitness. It is only one aspect of your entire health and fitness outlook and should not be assumed to be conclusive.

Learning about one’s Epigenetic Information is not for everybody. In some cases, your Epigenetic Information may provide knowledge and information that is not positive. You should not assume that any information we provide will be positive. You should also understand that as scientific research advances, you might need to obtain additional services from AGE RATE, or from your physician or health care provider, in order to assess and understand the meaning of your DNA, now and in light of new scientific information. In many cases, the analysis of your Epigenetic Information is based on correlations between certain Epigenetic markers and different characteristics. Epigenetic Information cannot provide you with conclusive information about the interaction between certain genes and environmental factors, which can significantly change a particular outcome.

You should not alter your health behaviours solely based on the information provided to you by AGE RATE. Make sure you discuss your Epigenetic Information with a physician or health care provider before you act upon the data provided by AGE RATE Services. For most common diseases, individual Epigenetic markers are only responsible for a small fraction of the risk factors. There are other factors, such as other (perhaps unknown) Epigenetic markers, environmental factors and lifestyle choices, which might be more important predictors for diseases.

If your data tells you that you do not have an elevated risk for a particular condition, you should not assume that you are entirely protected from this condition. The opposite can be true as well: if your Epigenetic data tells you that you are at higher risk for a particular condition, it does not mean that you will develop this condition. If you have concerns or questions regarding any of this, you should contact your physician or another health care provider.

As a whole, Epigenetic research is not complete. We measure many points of information in your DNA, but only a small percentage of them relate to human traits. The scientific community is still learning about Epigenetics and one of AGE RATE’s goals is to contribute to this research. Additionally, many ethnic groups differ or are not included at all in many Epigenetic studies. Similarly, some scientific studies may be based solely on research of one gender. As our Services interpret your Epigenetic Information based on scientific published studies, some of the interpretations that we provide may not apply to you. In addition, future Epigenetic research may change how your DNA is interpreted by AGE RATE.

The Epigenetic Information that you share with other people can be used against your best interests. Therefore, you should be extremely cautious when sharing your Epigenetic Information. As of now, few businesses or companies request Epigenetic information, but this can always change. You may want to talk to a lawyer to understand the legal protections surrounding your Epigenetic Information before you share it with anybody.

Further, Epigenetic information that you choose to share with your physician or health care provider can become part of your medical records and can potentially be accessed by third-party health care providers or insurance companies. Sharing Epigenetic Information with your family, friends or employers can be used against your interests. Your Epigenetic Information may have limited meaning today, but this information may well have a greater meaning in the future.

AGE RATE Services are for research, informational and educational use only. No medical advice is provided. The Epigenetic information reported has not been clinically validated. The technology used by AGE RATE, which is also used by the research community, has not been used for clinical testing. In order to speed the understanding and the applications of Epigenetic knowledge for clinical use, we invite all users to participate in AGE RATE Research.

Participation in this research is voluntary. Before participating in research, you will be asked to agree to our Consent Document, which sets out more information on AGE RATE Research. Because of the current state of Epigenetic information, our Services are only used for research, informational, and educational purposes. Our Services are not to be used by the user as diagnostic tools and should not be a substitute for professional medical advice. You should always seek the advice from your physician or health care provider regarding any questions that you have regarding diagnosis, cure, or prevention of any disease or condition.

AGE RATE does not guarantee the effectiveness of any specific course of action, procedures, opinions, or other information that may be mentioned on our website. If we provide you with recommendations that might work for you based on your Epigenetic and Self-Reported Information and scientific research, this information should be seen as intended for informational purposes only or for discussion with your physician or health care provider.

AGE RATE believes that:

Epigenetics is not the full picture of someone’s present, future or potential state of being;
the understanding of Epigenetic Information is always evolving and there are still many things to discover and understand;
only a physician or health care provider can assess your state of health or conditions, taking into account many factors, including your Epigenetic Information and your current symptoms.
Epigenetic Information is subject to significant limitations and you rely on information provided by AGE RATE, AGE RATE’s employees, and others appearing on our website at your own risk.

USER REPRESENTATIONS

By accessing AGE RATE Services, you agree to, acknowledge, and represent as follows:

You understand that the information you obtain from AGE RATE is not designed to diagnose, prevent, or treat any conditions or to discover the state of your health without clinical and medical information.

You understand that the AGE RATE services are only for research, informational, and educational purposes and that while information provided by AGE RATE might suggest a propensity towards a particular illness or health condition, or point to a possible diagnosis or treatment, it should always be confirmed and assessed by clinical and medical information and testing. AGE RATE does not provide any health or medical treatment or advice.

You understand that AGE RATE encourages you to seek the advice of your health care providers or your physician if you have questions or worries regarding your Epigenetic Information.

You give permission to AGE RATE, its contractors, successors and assignees to perform Epigenetic services on the DNA extracted from the saliva sample you provide. You also give permission to request AGE RATE to disclose your DNA analysis results to you and to other people that you specifically authorize.

You confirm that you are above the age of majority in the jurisdiction in which you reside if you provide a saliva sample or if you access your Epigenetic Information.

You guarantee that the sample you provide is coming from your blood or saliva; and if you are agreeing to these TOS on behalf of someone else from whom you have legal authorization, you guarantee that the sample provided belongs to that person and you have legal authority to act on that person’s behalf.

If you are providing your blood or saliva sample from a place outside Canada, you confirm that this action is not subject to any export ban or restriction in the country where you live.

You acknowledge that any blood or saliva sample that you provide and its resulting information can be transferred and/or processed outside the country where you live.

You guarantee that you do not represent an insurance company and are not trying to obtain information about an insured person or an employee.

You acknowledge that some information you receive can provoke strong emotions.

You are responsible for all of the consequences resulting from sharing your Epigenetic Information and Self-Reported Information with others.

You acknowledge that all of your Personal Information will be kept in AGE RATE databases and will be processed as stated by the AGE RATE Privacy Statement.

You acknowledge that by providing a sample, having your Epigenetic Information analyzed, accessing your Epigenetic Information, or providing information about yourself, you do not have any proprietary or other rights in any research or products that might be developed by AGE RATE or its partners. You understand that you will not benefit in any way from research or from products resulting from your Epigenetic Information or Self-Reported Information.

You agree that you have the authority; under the laws of the jurisdiction in which you reside, to make these representations. In case you break any of these representations or breach these TOS in any manner, AGE RATE has the right to terminate your account and refuse the future use of AGE RATE Services and you will indemnify and hold harmless AGE RATE and its affiliates against any liability or damages that may arise in case these contracts are broken.

CREATING AN ACCOUNT, PASSWORD, AND SECURITY OBLIGATIONS

In return for your use of AGE RATE’s Services, you agree to: (a) provide accurate and current Registration Information about yourself as requested by the Services; and (b) maintain and update your Registration Information to keep it accurate and current. If you provide information that is inaccurate or not current, or if AGE RATE suspects that your Registration Information is inaccurate and not current, AGE RATE has the right to terminate or suspend your account and refuse any current or future use of the Service.

You must create a password for your account. You are responsible for maintaining the confidentiality of your password and account, and you are responsible for all of the activities that happen under your password and account. If you allow others to access AGE RATE’s website through your account and password, you will indemnify AGE RATE and its affiliates against any liability or costs arising from claims by other people based on the access and use of your account.

You agree to: (a) immediately notify AGE RATE of any use of your password or account that has not been authorized; and (b) exit from your account after each session. AGE RATE EXPRESSLY DISCLAIMS ALL LIABILITY FOR ANY DAMAGE ARISING FROM NOT FOLLOWING THIS SECTION.

LIMITED LICENSE

You acknowledge that all of the User Content, publicly shown or privately communicated, is the responsibility of the author or poster of the particular User Content. This means that AGE RATE is not responsible for any of the User Content posted, emailed, or uploaded through the AGE RATE website or Service.

You acknowledge that the content from the Services available to you, whether it is original content from AGE RATE’s Services or sponsored Services content, is protected by copyright and intellectual property rights owned by AGE RATE and/or the sponsors who provide the content (or other people or companies on their behalf). AGE RATE does not grant you permission to share any of the content unless explicitly indicated. You may not modify, lease, sell, distribute or create works based on the Services content unless you have been told you can do so by AGE RATE or by the content owners in a separate written contract or agreement.

USER CONDUCT – UNLAWFUL AND PROHIBITED USE

You guarantee that you will not use the Services for any unlawful or prohibited purposes. You are prohibited from using the Services in any way that could damage or impair the Services, or interfere with someone else’s use of the Services. You cannot try to or obtain any information through any ways that are not made available explicitly through the Service.

Additionally, you specifically agree to not use the Services to:

upload, post or share any material that is obscene, offensive, or that is discriminatory based on race, colour, origin, sexual orientation, sex, gender, age or other status;
impersonate another person, including anyone affiliated to AGE RATE, or misrepresent your affiliation with someone else;
add your own headers or manipulate identifiers to disguise the origin of any content that is shared through the Service;
“stalk” or harass someone else;
upload, post or share any content that you cannot transmit under any law;
use information that you receive through the Services to try and identify or contact other customers (except when using features designed by the website to contact other users to connect);
download any files that are shared by other users that you know you cannot legally distribute;
upload, post or share any content that infringes any patent, trademark, or proprietary rights of AGE RATE and other parties;
harm minors in any way;
advertise, buy or sell any goods or services for business purposes, unless AGE RATE provides a portion of the Services specifically designed to allow you to do so;
upload, post or share any unauthorized advertising, such as “junk mail” or “spam”, except in those areas that are designed explicitly for such purposes and to the extent to which the law authorizes the content;
upload, post or share any information that contains viruses or any other codes, files or programs used to destroy or limit the functionality of a computer or hardware equipment;
use software, devices or services to interact with the Services or AGE RATE’s servers unless explicitly permitted by AGE RATE;
engage in “framing” or simulating the function of AGE RATE’s website;
override, or attempt to override, security components in AGE RATE’s web services;
interfere or disrupt the Services, networks, or users that are connected to the Services, or disobey any requirements, policies, or regulations of networks that are connected to the Service;
violate the Terms of Service, codes of conducts, or any other applicable guidelines that apply to the area of Service or have been communicated to you by anyone from AGE RATE; or
violate any municipal, provincial, national or international law, or any regulations within the law.


You acknowledge and accept that you are responsible for (and that AGE RATE has no responsibility to you or someone else for) any violation of your obligations under the TOS and for the consequences that the violations might have, including any damage that AGE RATE might suffer. In case of any agreement violation, AGE RATE has the right to suspend or terminate your account and refuse any future Service use and you will indemnify AGE RATE and its affiliates against any costs or damages that might arise from the violations.

If you violate any of the terms found on this Section, or AGE RATE suspects that you violated the terms on this Section, AGE RATE has the right to suspend or terminate your account and refuse future use of the Services.

EXPORT CONTROL AND APPLICABLE LAWS AND REGULATIONS

You agree that you will abide by all applicable laws and regulations in your use of the Services and specifically that you will not violate any applicable export control rules. In addition, you agree that you will not do any thing that would cause AGE RATE to violate any such statute, regulation or rule.

INFORMATION POSTED THROUGH THE SERVICE

AGE RATE will not control any of the User Content that is posted through the Service and AGE RATE does not guarantee the accuracy or quality of the any User Content or other outside content not provided by AGE RATE. You acknowledge that using the Services may expose you to offensive and indecent content. Under no circumstance can AGE RATE be held responsible for any outside content, including errors in such content, loss, or damage as a result of the content posted or shared through the Service.

You understand that AGE RATE has the right, but not the obligation, to review, modify, pre-screen or refuse any content that is available through the Services. AGE RATE and its designees have the right to remove any content that is violating the TOS at AGE RATE’s sole discretion. You agree to evaluate and understand all of the risks associated with content use, including accuracy or usefulness of the content.

YOUR PROPERTY RIGHTS OVER MATERIAL PROVIDED TO AGE RATE

User Content. AGE RATE does not claim ownership of any User Content that you create and share with AGE RATE. Unless otherwise stated, you retain copyright and other rights already possessed by you over User Content that you create and share on or through the Services. However, by creating and sharing User Content, you give AGE RATE an irrevocable license to reproduce, adapt, modify, publish, and distribute derivative works from any User Content created and shared by you through the Services. You understand and accept that this license gives AGE RATE the right to make the User Content available to other companies, organizations or individuals that have relationships with AGE RATE, and use the User Content in connection with these services.

You acknowledge that while performing required technical steps to provide Services to users, AGE RATE may (a) distribute your User Content over several public networks and media; and (b) make necessary changes to your content that are necessary to conform and adapt to the requirements of networks, services or media. You understand and accept that this license can permit AGE RATE to take these actions. You give this right and power to AGE RATE in order to grant the license stated here.

Epigenetic and Self-Reported Information. We cannot disclose individual Epigenetic and/or Self-Reported Information to third parties without consent unless required by law (as described in our Privacy Statement). However, you acknowledge that AGE RATE cannot control the distribution of Epigenetic and/or Self-Reported Information shared publicly on the AGE RATE website. If you share any such information, you may cease to have control over the further dissemination of the information.

Once you submit your blood or saliva sample and AGE RATE has analyzed it, the sample is irreversibly processed and it cannot be returned to you. See the website for more information regarding sample processing. Any Epigenetic Information taken from your blood or saliva sample remains your information but is subject to the rights that are expressed in these TOS. You acknowledge that you should not expect any type of financial benefit from AGE RATE from having your Epigenetic Information (including Self-Reported Information) processed or shared with research partners, including commercial partners.

Waiver of Property Rights. You acknowledge that by providing any blood or saliva sample, having your Epigenetic Information analyzed, accessing your Epigenetic Information, or sharing Self-Reported information, you have NO RIGHTS WHATSOEVER IN ANY PRODUCTS THAT MIGHT BE DEVELOPED BY AGE RATE OR ANY THIRD PARTY. You acknowledge that you will not receive any compensation for research or commercial products that result from your Epigenetic Information or Self-Reported Information.

INDEMNITY

You agree to defend and hold harmless AGE RATE and its subsidiaries, affiliates, officers, agents, contractors, partners, employees, successors, and assigns from any claims, including attorney’s fees, made by any third party from the User Content submitted or shared through the Service, your Service use, your Service connection, your TOS violations, or any other rights violation(s).

You further agree that you will indemnify and hold harmless AGE RATE and its subsidiaries, affiliates, officers, agents, contractors, partners, employees, successors, and assigns from any harm, damage, costs and expenses derived from or attributable to your violation any portion of these TOS.

Additionally, if you want to provide your Epigenetic and/or Self-Reported Information to third parties, you agree to indemnify AGE RATE, its employees, contractors, successors, and assigns from any liability resulting from such disclosure of your Epigenetic and/or Self-Reported Information.

NO RESALE OF SERVICE

Other than pursuant to Section 9 of this TOS or another agreement, you agree not to distribute, publish, duplicate, copy, create, sell or share portions or all of the Services, the use of the Services or access to the Services for any commercial purposes.

GENERAL PRACTICE REGARDING USE AND STORAGE

You understand that AGE RATE may establish practices and limits concerning Service uses, such as the maximum number of days that Personal Information and Services content are retained by the Service, the maximum disk space allowed on AGE RATE’s Services respecting your account, and the maximum number of times you can access the Services in a given period of time. You understand and accept that AGE RATE has no responsibility or liability for the deletion of messages or content maintained or shared by the Services; or for the loss of Epigenetic Information because of the malfunction of data servers or other events. You also should understand that AGE RATE has the right to change these practices and limits at its own discretion.

SERVICE MODIFICATIONS

AGE RATE has the right to modify or discontinue the Services at any time with or without any prior notice. You understand and accept that (i) modifications can result in a computational delay from some of AGE RATE features or Services, and (ii) AGE RATE cannot be liable to you or any third party for any modification or discontinuation of the Services.

You understand that AGE RATE may offer different or additional software or features to analyze your Epigenetic Information in the future and that your initial purchase does not necessarily allow you to obtain additional technologies or features to analyze your Epigenetic Information without an additional fee. You may have to pay additional fees to have your Epigenetic Information collected and analyzed using additional technologies or features.

TERMINATION

The TOS will apply until AGE RATE or you terminate your obligations as described in this Section.

If you wish to terminate your legal agreement with AGE RATE, you can do so by providing a written notice to AGE RATE, as well as closing your accounts from all of the Services that were provided to you. Your notice should be written and sent to AGE RATE’s address, which is stated at the beginning of the TOS, or online through Customer Care. If you send the notice online, AGE RATE will send you an email to confirm this notice and it will be effective after receiving a second email confirmation from you.

AGE RATE can terminate its legal agreement with you at any time, as well as revoke your password and terminate your account if:

you violate any provision of the TOS or act in a way that shows you cannot comply with the provisions of the TOS;

AGE RATE is required to do so by law;

one of the partners that offered the Services terminates its relationships with AGE RATE or stops offering the Services to you;

AGE RATE no longer plans to provide Services to users in your country of residence or where you use the Services; or

the Service provided to you by AGE RATE is, in AGE RATE’s opinion, no longer commercially viable.

Any suspected illegal activity can be grounds for terminating your Service use and can be referred to the appropriate law enforcement authorities. You understand that AGE RATE will not be liable to you or any third party for terminating Service use.

TERM SURVIVAL

A termination of the TOS or a user account will not affect any existing obligations of the user to AGE RATE, nor will it affect any rights or remedies of the parties that have accrued up to the termination.

DEALINGS WITH INFORMATION PROVIDERS AND LISTED RESOURCES

Your correspondence or business dealings through promotions, vendors, and other resources found on the AGE RATE Service – including payment and shipping of goods and services and any other terms and conditions associated with such dealings – are exclusively between you and the such providers. You agree that AGE RATE cannot be held responsible or liable for any loss or damage resulted from these dealings or as a result of this information provided on the Services.

HYPERLINKS AND THE AGE RATE WEBSITE

The AGE RATE Service provides, and other third parties can also provide, links to other websites and scientific resources on the Internet. AGE RATE has no control over these websites and resources. Therefore, you understand and accept AGE RATE cannot be held responsible or liable for any damage or loss caused by or in connection to the use of this content that might be available through the hyperlinks.

AGE RATE’S PROPRIETARY RIGHTS

You understand and agree that AGE RATE owns all the legal rights and interests to the Services, including intellectual property rights (including patents) that subsist in the Services. You also understand that the Services can contain information deemed as confidential by AGE RATE and you cannot disclose this information without AGE RATE’s permission and written consent.

Additionally, you agree that the Services, and any other software used for the Services, contain information that is both confidential and proprietary and is protected by intellectual property laws. You also acknowledge that the information provided to you through our Services is protected by copyrights, trademarks, patents and other proprietary laws.

Except as authorized by AGE RATE, you accept to not modify, sell, distribute, or create derivative works of any information found on the Services. All of the Software that can be downloaded through the Services is copyrighted. Your Software use is governed by the terms of the license agreement, which is included with the Software (“License Agreement”). You shall not try to install or use any Software that has a License Agreement without first agreeing to the License Agreement terms.

AGE RATE , and other AGE RATE logos, products and service names are AGE RATE trademarks and these trademarks along with any other AGE RATE trade names, logos and brand features are “AGE RATE Marks.” Unless you have agreed otherwise by written consent with AGE RATE, other than through the Limited License in Section 9, nothing in the TOS gives you the right to use AGE RATE Marks and you should agree not to display or use in any way the AGE RATE Marks.

You accept that you cannot and will not remove, obscure or alter any proprietary rights notices including copyright and trade mark notices that might be contained within the Services.

Unless you have been authorized through writing by AGE RATE, you agree not to use any trademarks, trade names or logos of any company or organization through the Services in a way that is intended to cause confusion about such marks, names and logos.

For any Software that does not have a License Agreement, AGE RATE grants you a personal, non-transferable right and license to use the code of its Software on one computer. You cannot allow a third party to copy, modify, or create a derivative work through reverse engineering, or attempt to discover any code or transfer any right in the Software unless it is permitted by law or unless you have been given written permission by AGE RATE.

This license is allowed solely for the purpose of allowing you to use and enjoy the Services provided by AGE RATE as allowed by the TOS. Unless AGE RATE has given you specific written permission, you cannot assign your rights to use the Software, grant a security interest over the Software or transfer any part of your rights to use the Software.

 

You agree not to modify the Software in any way or form or use modified versions of the Software, including for the purpose of obtaining prohibited access to the Service. You agree not to access the Service through other means except through the interface provided by AGE RATE. Any rights that are not granted here are reserved.

WARRANTY DISCLAIMER

YOU EXPLICITLY ACKNOWLEDGE AND AGREE THAT:

YOUR SERVICE USE IS AT YOUR OWN RISK. THE SERVICES PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. AGE RATE EXPLICITLY DISCLAIMS ALL WARRANTIES OF ANY KIND, INCLUDING THE MERCHANTABILITY WARRANTIES.

AGE RATE MAKES NO WARRANTY THAT

THE SERVICES WILL MEET YOUR REQUIREMENTS;

THE SERVICES WILL BE UNINTERRUPTED, COMPLETELY SECURE OR ERROR-FREE;

THE RESULTS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE AND RELIABLE;

THE QUALITY OF THE PRODUCTS, INFORMATION OR SERVICES OBTAINED THROUGH THE SERVICES AND ANY OTHER MATERIAL PURCHASED OR OBTAINED THROUGH THE SERVICES WILL MEET ALL OF YOUR EXPECTATIONS; AND

ERRORS IN THE SOFTWARE WILL BE CORRECTED.

ANY MATERIAL THAT IS DOWNLOADED OR OBTAINED THROUGH THE SERVICES IS DONE AT YOUR OWN RISK AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE ASSOCIATED WITH YOUR COMPUTER OR ANY LOSS OF DATA THAT MIGHT RESULT FROM DATA DOWNLOAD.

NO ADVICE (ORAL OR WRITTEN) OBTAINED FROM AGE RATE OR THROUGH THE SERVICES SHOULD CREATE A WARRANTY THAT IS NOT EXPLICITLY EXPRESSED IN THE TOS.

YOU SHOULD ALWAYS BE CAUTIOUS WHEN GIVING ANY PERSONAL INFORMATION ABOUT YOURSELF OR THOSE FOR WHOM YOU HAVE LEGAL AUTHORITY. AGE RATE DOES NOT CONTROL THIRD PARTIES TO WHOM YOU MAY DISCLOSE YOUR INFORMATION THROUGH THE USE OF THE SERVICES. AGE RATE DISCLAIMS ANY LIABILITY ASSOCIATED WITH ANY ACTIONS THAT RESULT FROM YOUR PARTICIPATION IN THE SERVICES.

LIABILITY LIMITATION

WITHIN THE LIMITS ALLOWED BY LAW, YOU EXPLICITLY UNDERSTAND AND ACCEPT THAT AGE RATE SHALL NOT BE LIABLE FOR ANY DAMAGES INCLUDING DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER LOSSES (EVEN IF AGE RATE HAS BEEN ADVISED OF THE POSSIBILITY OF THESE DAMAGES), RESULTING FROM:

THE USE OR INABILITY TO USE THE SERVICES;

ANY ACTION TAKEN BASED ON INFORMATION RECEIVED FROM THE SERVICES OR THROUGH THEM;

YOUR FAILURE TO KEEP YOUR ACCOUNT AND PASSWORDS CONFIDENTIAL AND SECURE;

THE COST OF PROCUREMENT RESULTING FROM ANY GOODS, DATA, INFORMATION, OR SERVICES BOUGHT OR OBTAINED OR MESSAGES RECEIVED THROUGH OR FORM OUR SERVICES;

PROHIBITED ACCESS TO DATA OR ALTERATION OF YOUR DATA TRANSMISSIONS;

IMPROPER AUTHORIZATION FOR THE SERVICES BY SOMEONE CLAIMING TO HAVE REQUISITE AUTHORITY; OR

STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES.

NOTICE

Notices can be provided to you through email or regular mail. AGE RATE might also give notices of changes to its TOS or other matters by sending notices or links to notices to you or through the Services. Official notices relating to this TOS must be sent to:

2636696 Ontario Inc.
175 Longwood Rd S
Suite 301A
Hamilton, ON
L8P 0A1
CANADA

In addition, AGE RATE accepts service of process at this address. Any notices that you provide without compliance with what is seen in this section will have no legal effect.

CHANGES TO THE TERMS OF SERVICE

AGE RATE can make changes to the TOS from time to time. When these changes are made, AGE RATE will make a new TOS copy that will be available on its website. Any new terms will be available from or through the Services.

You understand and accept that if you use the Service after the date the TOS was changed, AGE RATE will treat your use as an agreement of the updated TOS.

VIOLATION OR SUSPECTED VIOLATION OF TERMS OF SERVICE

If you violate any of the TOS terms and/or AGE RATE has suspicions that you violated the terms of these TOS, AGE RATE has the right to suspend or terminate your account and refuse future or current use of the Services.

MISCELLANEOUS

Entire Agreement. The TOS represents the entire agreement between you and AGE RATE. It governs your Service uses and replaces any prior agreements made between you and AGE RATE on this matter. You can also be subject to additional terms and conditions that may apply when you use the Services, content or software.

Applicable Law and Arbitration. Except regarding disputes relating to intellectual property rights, obligations, or claims, disputes with AGE RATE arising from Agreement (“Disputes”) will be governed by the laws of Ontario regardless of your country of origin or where you access AGE RATE. Any Disputes shall be resolved by arbitration in accordance with the Commercial Arbitration Act (Ontario), and shall be held in Hamilton, Ontario, in English, with written reasons from the arbitrator at either party’s request, and with arbitration costs and solicitor fees of both parties to be borne by the party that loses. Either party can obtain injunctive relief, orders to compel arbitration, or orders to enforce arbitral awards in any court of competent jurisdiction.

Waiver. Failure from AGE RATE to enforce any right or provision form the TOS should not constitute a waiver of such right or provision. If any TOS provision is found by a court of competent jurisdiction to be invalid, the parties will agree that the court should endeavor to give effect to the party’s intentions as they are reflected in the provision, and the other TOS provisions shall remain in full force and effect.

Limitation of Action. You agree that regardless of any law that states the contrary, any claim or cause of action from or related to the Services use or the TOS must be filed within one (1) year after the claim or the cause of action is made.

Admissibility of Printed Versions. A printed version of this agreement and any electronic notice shall be admissible in judicial or administrative proceedings to the same extent as similar conditions in other documents that are originated and maintained in printed form.

Severability. If any TOS portion is found to be null, void, voidable or unenforceable, the portion that remains is in full force and effect.

Amendments. We hold the right to modify or replace the TOS, which are effective as they are posted at www.AGE-RATE.com or as notified otherwise. If you disagree with any changes, you may terminate this Agreement at any time as stated in Section 18 (Termination).

Assignment. You shall not assign any rights or obligations under this Agreement. Any assignment and delegation shall be deemed ineffective. We can assign or delegate all rights and obligations under the Agreement without notice to you. We can also substitute (upon notice to you) AGE RATE for any third party that will assume our rights and obligations under this Agreement.